I am really worried as I have had my offer accepted and am literally due to exchange contracts next week, my Conveyancer has pointed out to me that the conservatory that was added on, prior to the current owner moving in, has no planning permission.
I am having conflicting advice from everyone. The local council claim that as the conservatory has been standing for more than five years they cannot force me to take it down. My surveyor suggests that I take out an indemnity policy as back up. The estate agent recommends indemnity insurance. My Conveyancer has advised me not to go ahead with the purchase as we do not know the condition of the unplanned conservatory.
Ceri’s answer
An indemnity policy is to insure against the possibility of the council enforcing you to rectify any building work done without permission at your cost. The council can only issue this within four years of the date the un approved work took place. As you are now passed that time frame there’s no risk of enforcement action as far as planning permission goes.
No comments:
Post a Comment